Terms of Service
These Terms of Service ("TOS") contain important information, please read them carefully.
The words "we", "us", "our" and "First Security Bank and Trust" refer to First Security Bank and Trust Bank, Co., its
parents and subsidiaries, and any agent, independent contractor or assignee First Security Bank and Trust may, in
its sole discretion, involve in the provision of the Website. The words "you" and "your" refers to users and visitors
of this Website. A reference to the term "Website" includes any First Security Bank and Trust site or service which
may be accessed directly or indirectly in connection with the First Security Bank and Trust Website.
By using the Website, you are entering into a legal agreement with First Security Bank and Trust to abide by these
TOS. If you do not wish to be bound by the TOS, please exit the Website now. Your sole remedy for dissatisfaction
with the Website, or anything available on the Website, is to stop using the Website or the particular services.
The section titles in these TOS are for convenience only and have no legal or contractual effect.
Web Site Usage Disclosure
First Security Bank and Trust reserves the right to change the TOS or policies regarding the use of the Website at
any time without notification. You are responsible for regularly reviewing the TOS. Continued use of the Website
after any such changes shall constitute your consent to such changes.
Use of Website
Although First Security Bank and Trust continually strives to provide accurate and timely information, the content of
this Website may not be accurate, complete or current and may include technical inaccuracies or typographical
errors. Changes may be made to the content of this Website without notice. The information published on this
Website is for information purposes only and is provided as a convenience you. Please verify all information before
relying on it. Any decisions that you make based on information provided on our Website are your sole
responsibility. If you need specific details about any information contained on our Website, please call First
Security Bank and Trust.
Deliberate misuse of any element of this Website, including, but not limited to, hacking, introduction of viruses or
similar code, disruption, or excessive use, or any use in contravention of applicable law, is expressly forbidden and
First Security Bank and Trust. We reserve the right to terminate your access to the Website and, at our sole
discretion, to pass any information regarding your misuse of the Website to legal authorities.
Links to this Website are not allowed or authorized without prior consent of First Security Bank and Trust.
These TOS and the relationship between you and First Security Bank and Trust shall be governed by the laws of
the State of Kansas without regard to its conflict of law provisions and any applicable Federal laws or regulations.
You and First Security Bank and Trust agree to submit to the personal and exclusive jurisdiction of the courts
located within Norton County, Kansas. If you use this Website for other locations, you are solely responsible for
compliance with all applicable local laws.
All elements of this Website, including but not limited to all design, text, sound recordings and images, are owned,
except as otherwise expressly stated, by First Security Bank and Trust. You may not copy, transmit, display,
perform, distribute (for compensation or otherwise), license, alter, or store for subsequent use or otherwise use in
whole or in part in any manner without the prior written consent of First Security Bank and Trust, except to the
extent permitted by the Copyright Act of 1976 as amended. However, you may download or make one copy of the
downloadable materials displayed on the Website, provided that it is not used for any commercial purpose,
distributed to third parties or offered for sale to third parties, and further provided that all copyright and other
notices contained in the materials are left intact.
Products and Services
The products and services referred to on this Website are offered by or through First Security Bank and Trust or
affiliate entities. The products and services and the applicable terms and conditions may change at any time. There
may be eligibility requirements for these products and services.
FSBT Services and Fees (Requires PDF Reader)
Non-deposit products are not FDIC insured nor are they insured by any federal government agency. They are not
deposits or obligations of, nor guaranteed by, First Security Bank and Trust and involve investment risks, including
the possible loss of the principal amount invested.
Third Party Sites
This Website contains links to other sites that are owned or operated by third parties (“Third Party Sites”). These
links are provided for your convenience. When linking to a Third Party Site you do so at your own risk. You also
agree that First Security Bank and Trust has no control over the content of third party sites, therefore cannot
assume any responsibility for material created or published on said sites. First Security Bank and Trust makes no
guarantees or representations as to the accuracy, completeness, subject matter, reliability, quality or timeliness or
suitability of Third Party Sites for any particular purpose nor does First Security Bank and Trust warrant that such
Third Party Sites or content is free from any claims of copyright, trademark or other infringement of the rights of
third parties or that such site or content is devoid of viruses or other contamination. Any transaction you conduct
using the Third Party Site are transactions entered into solely between you and the Third Party Site to which you
are linked. First Security Bank and Trust has no liability whatsoever for activities associated with such
transactions. Links to Third Party Sites do not constitute First Security Bank and Trust’s approval, guarantee or
endorsement of any information, recommendations, products or services of any kind, nor does it accept any liability
in connection with the security measures of such third party sites.
No Warranty and Limitation of Liability
Your use of any aspect of the Website is at your own risk. The information and consent of this Website are
provided “as is.” First Security Bank and Trust does not warrant the accuracy, adequacy, or completeness of
materials provided in this Website and expressly disclaims any warranties. In no event will First Security Bank and
Trust be liable to you for any loss or damage arising out of the use of, or inability to use this website whether
direct, indirect, indirect, punitive, incidental, special, consequential damages or any damages whatsoever
including, without limitation; damages for loss of use, data or profits arising out of or in any way connected with
the use or performance of the site; damages relating to the provision or failure to provide services, or for any
information or services obtained through this Website; or damages otherwise arising out of the use of the site
whether based on contract, tort, negligence, strict liability or otherwise, even if First Security Bank and Trust has
been advised of the possibility of such loss or damages.
First Security Bank and Trust may discontinue or make changes in the information, products or services at any
time. First Security Bank and Trust reserves the right to terminate any or all web offerings without prior notice to
the user. Furthermore, by offering information, products or services via this Site, no solicitation is made by First
Security Bank and Trust to any person to use such information, products or services in jurisdictions where the
provision of such information, products or services is prohibited by law.
E-mail and Internet
E-Mail messages and messages transmitted through our Internet forms may not be secure, so please do not use
e-mail to send us confidential information such as passwords, account numbers, Social Security Number, PIN or
communications which require immediate attention. If you decide to send any information to us through e-mail or
Internet form, you accept the risk that such information may be intercepted by third parties. If you have questions
about your existing First Security Bank and Trust accounts, please call us instead.
You understand and agree that use of or connection to the Internet is inherently insecure and that connection to
the Internet provides opportunity for unauthorized access by a third party to your computer systems, networks,
and any and all information stored therein.
First Security Bank and Trust shall not be liable for any damages or losses that may be caused in connection with
access or use of this Website or use of the Internet.
You agree to indemnify, defend, and hold harmless First Security Bank and Trust against any and all claims,
demands, damages, costs or expenses (including reasonable attorneys' fees) that arise directly or indirectly from
your breach of these TOS or arising out of your use or conduct on the Site.
These TOS, as well as any written and signed agreements which you may have with First Security Bank and Trust,
constitute the entire agreement between you and First Security Bank and Trust with respect to the Site and
governs your use of the Website. You also may be subject to additional terms and conditions that may apply when
you use affiliate services, third-party content or third-party software. The failure of First Security Bank and Trust to
exercise or enforce any right or provision of these TOS shall not constitute a waiver of such right or provision. If
any provision of these TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless
agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the
other provisions of these TOS remain in full force and effect. You agree that regardless of any statute or law to the
contrary, any claim or cause of action arising out of or related to use of the Website or these TOS must be filed
within one (1) year after such claim or cause of action arose or be forever barred.