Statement of Privacy Principles

First Security Bank and Trust recognizes and respects the privacy of our customers. Our principles of financial
privacy are for the benefit of our customers, and as such, this statement is available to our customers.

Use, Collection and Retention of Customer Information
We will collect, retain and use information about individual customers only where we reasonably believe it would
be useful (and allowed by law) in administering our business and to provide products, services and other
opportunities to our customers.

Limiting Employee Access to Information
We limit employee access to personally identifiable information to those with a business reason for knowing
such information. We educate our employees so that they will understand the importance of confidentiality and
customer privacy. We also take appropriate disciplinary measures to enforce employee privacy responsibilities.

Protection of Information via Established Security Procedures
We maintain appropriate security standards and procedures regarding unauthorized access to customer
information.

Restrictions on the Disclosure of Account Information
We will not reveal specific information about customer accounts or other personal identifiable data to unaffiliated
third parties for their independent use, except for the exchange of information with reputable information
reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide
corporate due diligence, unless 1) the information is provided to help complete a customer initiated transaction;
2) the customer requests it; 3) the disclosure is required by/or allowed by law (e.g., subpoena, investigation of
fraudulent activity, etc.); or 4) the customer has been informed about the possibility of disclosure for marketing
or similar purposes through a prior communication and is given the opportunity to decline (i.e., "opt out").

Maintaining Customer Privacy in Business Relationships with Third Parties
If personally identifiable customer information is provided to a third party, we will insist that the third party
adhere to similar privacy principles that provide for keeping such information confidential.

Our full privacy policy can be found here.
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