About FSBT
Ever since The First National Bank of Norton opened for business in the Spring of 1887, our bank’s combination of sound principles, ethical standards, and a business approach focusing on our unique experience have been the foundation for our success. They continue to guide us in our third century of business.
The First Security Philosophy is a combination of our mission statement and core values. As a company and individually, the First Security Philosophy guides us to:
Our company has changed and grown, especially over this last decade, and is poised for increasingly dramatic change and growth. What has not changed, and will not change, are the values at the heart of your bank.
Using this philosophy, we build for the future of First Security Bank and Trust to ensure our combined success.
Sincerely,
Karl S. Kohfeld Joe Herman
President CEO/Executive Vice President
Ever since The First National Bank of Norton opened for business in the Spring of 1887, our bank’s combination of sound principles, ethical standards, and a business approach focusing on our unique experience have been the foundation for our success. They continue to guide us in our third century of business.
The First Security Philosophy is a combination of our mission statement and core values. As a company and individually, the First Security Philosophy guides us to:
- Build long-term relationships with each other, our customers, our shareholders, and our communities, we focus on relationships not transactions
- Provide top quality service by delivering more value than customers expect and making a conscious effort to continually improve our service
- Maintain high ethical standards wherein we do what we think is right rather than merely doing what the policies and procedures require and we apply this standard to all our relationships: with each other, our customers, our shareholders, and our communities
- Invest in safe sound assets by assessing character first, setting risk standards higher than those of other financial institutions, conservatively managing operating, credit and market risk, and we take a long-term view, emphasizing asset quality
- Treat each other with dignity and respect by keeping our word, resolving conflicts early, maintaining an ‘open door’ policy, sharing our experiences and mentor each other, and constantly improve our performance through continuous learning
- Serve our customers with dignity and respect
by doing what is right, keeping our word, avoiding conflicts of interest, rigorously protecting customer confidentiality, keeping channels of communication open, remaining committed to a relationship when customers face difficulty, delivering outstanding value, exceeding expectations through extraordinary customer service, relating to customers as part of our team, keeping assets safe, helping customers find new resources if they outgrow us - Reward shareholder trust by commitment to our principles, applying conservative accounting policies, being open with internal and external auditors, living a deliberately conservative corporate lifestyle, protecting the value of shareholder investment, seeking secure long-term gain, communicating openly, and delivering sustained superior financial performance
- Serve our communities by focusing on social and civic service, providing consistent, long-term support, and encouraging employee volunteerism
Our company has changed and grown, especially over this last decade, and is poised for increasingly dramatic change and growth. What has not changed, and will not change, are the values at the heart of your bank.
Using this philosophy, we build for the future of First Security Bank and Trust to ensure our combined success.
Sincerely,
Karl S. Kohfeld Joe Herman
President CEO/Executive Vice President
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| Thank you for choosing First Security Bank & Trust! |
| ©2008 First Security Bank & Trust Co. All rights reserved. |
Patty Kauten
Contact me for loan balances, payoffs, Telebank enrollment, and other questions about your loan activity.
Contact me for loan balances, payoffs, Telebank enrollment, and other questions about your loan activity.
Beverly Burns
Contact me regarding debit cards, safe deposit boxes, Certificates of Deposits and Individual Retirement Accounts.
Contact me regarding debit cards, safe deposit boxes, Certificates of Deposits and Individual Retirement Accounts.
Jo Ann Brooks
Contact me regarding insurance and customer service needs such as balance inquiries, and bank statement reconcilement questions.
Contact me regarding insurance and customer service needs such as balance inquiries, and bank statement reconcilement questions.
Board of Directors
Chuck Kohfeld, Chairman of the Board
Karl Kohfeld
Joe Herman
Dean Esslinger
Dennis Gilhousen
Scott L. Smiley
AJ Herman
Chuck Kohfeld, Chairman of the Board
Karl Kohfeld
Joe Herman
Dean Esslinger
Dennis Gilhousen
Scott L. Smiley
AJ Herman
Julie Scheetz
See me about check ordering and questions concerning checking and savings accounts, bank statements, or loan payments.
See me about check ordering and questions concerning checking and savings accounts, bank statements, or loan payments.
Jessica Arehart
Ask me about your checking and savings accounts, bank statements and electronic payments.
Ask me about your checking and savings accounts, bank statements and electronic payments.
Kim Largent
I’m available to help you with questions on electronic payments, checking and savings accounts, bank statements, and online banking.
I’m available to help you with questions on electronic payments, checking and savings accounts, bank statements, and online banking.
Jill Skrdlant
Ask me about your checking and savings accounts, bank statements and electronic payments.
Ask me about your checking and savings accounts, bank statements and electronic payments.
Marj Allen
Ask me about your escrow contract, vehicle lien releases or information needed to update your commercial or agricultural loan file.
Ask me about your escrow contract, vehicle lien releases or information needed to update your commercial or agricultural loan file.
Officers - First Security Bank and Trust
Brad Danielson
Vice President,
Lenora Branch Manager
Vice President,
Lenora Branch Manager
Joe Herman
CEO/ Executive Vice President
CEO/ Executive Vice President
Rebecca Smith
Cashier, Loan Officer
Cashier, Loan Officer
Aaron Herman
Vice President,
Chief Credit Officer
Vice President,
Chief Credit Officer
Karl Kohfeld
President
President
Doug Ray
Vice President, Commercial and
Agricultural Lending
Vice President, Commercial and
Agricultural Lending
Lisa Mindrup
Loan Officer
Loan Officer
Mike Isbill
IT Officer
IT Officer
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Our Staff of Banking Professionals